Buy your NÖR with pre-tax dollars.
Cold plunges, ice baths, saunas, cryotherapy, hyperbaric chambers, and recovery tools are eligible medical expenses. Use your HSA or FSA and the money comes out before tax — an effective saving of around 30% for most buyers.
Choose HSA / FSA at checkout
Add your NÖR to the cart, go to checkout, and pick Pay with HSA / FSA. Enter your name and email to begin.
60-second eligibility check
A short health survey, reviewed by an independent licensed practitioner, issues your Letter of Medical Necessity (LMN) if you qualify.
Pay with your HSA / FSA card
Complete the purchase with your HSA/FSA debit card — or pay with any card and submit the LMN + itemized receipt to your plan administrator for reimbursement.
We build and ship
Your order lands in production like any other — mid-build photos, QC dossier, and free tracked freight to your door.
What could you save?
Illustrative only — your exact saving depends on your tax bracket and plan. Not tax advice.
Arctic Ice Bath
≈ $2,800 effective cost at a 30% rate.
Valhalla Sauna
≈ $7,000 effective cost at a 30% rate.
Red Light Panel
≈ $490 effective cost at a 30% rate.
Common questions
Which NÖR products are HSA/FSA eligible?
Cold plunges, ice baths, saunas, cryotherapy chambers, hyperbaric chambers, red light therapy panels, and recovery boots are all standard eligible categories. Eligibility for each item is confirmed by Truemed at the time of your qualification check.
How does the ~30% saving work?
HSA and FSA contributions are made with pre-tax income. When you spend those dollars on an eligible medical expense, you never paid income tax on them — so a $4,000 purchase effectively costs roughly $2,800 for someone in a ~30% combined tax bracket. Your exact saving depends on your bracket and plan.
What is a Letter of Medical Necessity (LMN)?
It's documentation from a licensed practitioner stating that the product supports your health. It's what makes the purchase HSA/FSA-eligible. Our partner Truemed generates it for you after a short survey — you don't need to visit a doctor.
Do I pay with my HSA/FSA card, or get reimbursed?
Either. You can pay directly with your HSA/FSA debit card at checkout, or pay with a normal card and submit the LMN + itemized receipt (both provided by Truemed) to your plan administrator for reimbursement.
Is this available outside the United States?
No. HSA and FSA are US tax-advantaged accounts, so this option is for US residents only. Customers elsewhere pay in full via card, Klarna, Affirm, or Afterpay at checkout.
Who is Truemed?
Truemed is our HSA/FSA payments partner. They run the eligibility check, issue the Letter of Medical Necessity, and handle compliance. Your health survey answers go to Truemed's independent practitioners, not to NÖR.
NÖR does not provide tax or medical advice. HSA/FSA eligibility and reimbursement are determined by your plan administrator and applicable IRS rules. Powered by Truemed.
Ready to use your HSA / FSA?
Add your NÖR to the cart and choose "Pay with HSA / FSA" at checkout. The eligibility check takes about a minute.